Harvard School of Dental Medicine
See the full education budget, the amount federal loans could cover and the funding gap to plan for.
Visit the school website ↗Make this budget yours
On-campus standard budget: tuition and fees, books, supplies, equipment, living expenses, board and license fees (year 4) and loan fees. Months covered: 12, 11, 12 and 10. One rate for all students. These are budgets for different years of study in one academic year, not a guaranteed future four-year price. They already include estimated living expenses.
Read the university’s budget ↗Your funding assumptions
Uses new professional-student limits from July 2026. Eligibility and any transition exception must be confirmed with your financial aid office.
$550,813
Total projected cost of attendance
- Scholarships / savings
- $0
- Federal loans
- $200,000
- Remaining funding gap
- $350,813
- Debt at graduation*
- $660,269
- Estimated monthly payment*
- $8,773
*Assumes the entire gap is financed privately, borrowing evenly through each year, no school-time payments and 10-year repayment after graduation. Simple interest estimate; excludes additional loan fees and prior debt. Interest rates are editable assumptions, not lender offers. A funding gap does not guarantee private loan approval.
Explore funding optionsYour plan, year by year
| Year | Total budget | Scholarships / savings | Federal loans | Funding gap |
|---|---|---|---|---|
| 1 | $125,274 | $0 | $50,000 | $75,274 |
| 2 | $148,101 | $0 | $50,000 | $98,101 |
| 3 | $138,536 | $0 | $50,000 | $88,536 |
| 4 | $138,902 | $0 | $50,000 | $88,902 |
Planning estimate, not a financial aid award. Updated October 2, 2026. Read our sources and methodology.