Herman Ostrow School of Dentistry of USC
See the full education budget, the amount federal loans could cover and the funding gap to plan for.
Visit the school website ↗Make this budget yours
USC's published totals: tuition, equipment, fees, housing, food, transportation and personal expenses. Years 1 to 3 include the summer term; year 4 covers fall and spring only. One rate for all students. These are budgets for different years of study in one academic year, not a guaranteed future four-year price. They already include estimated living expenses.
Read the university’s budget ↗Your funding assumptions
Uses new professional-student limits from July 2026. Eligibility and any transition exception must be confirmed with your financial aid office.
$667,848
Total projected cost of attendance
- Scholarships / savings
- $0
- Federal loans
- $200,000
- Remaining funding gap
- $467,848
- Debt at graduation*
- $813,675
- Estimated monthly payment*
- $10,886
*Assumes the entire gap is financed privately, borrowing evenly through each year, no school-time payments and 10-year repayment after graduation. Simple interest estimate; excludes additional loan fees and prior debt. Interest rates are editable assumptions, not lender offers. A funding gap does not guarantee private loan approval.
Explore funding optionsYour plan, year by year
| Year | Total budget | Scholarships / savings | Federal loans | Funding gap |
|---|---|---|---|---|
| 1 | $183,633 | $0 | $50,000 | $133,633 |
| 2 | $178,660 | $0 | $50,000 | $128,660 |
| 3 | $174,466 | $0 | $50,000 | $124,466 |
| 4 | $131,089 | $0 | $50,000 | $81,089 |
Planning estimate, not a financial aid award. Updated October 2, 2026. Read our sources and methodology.