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Illinois · SCHOOL COST PLANNER

Southern Illinois University School of Dental Medicine

See the full education budget, the amount federal loans could cover and the funding gap to plan for.

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2026–27 published cost of attendance

Published educational expenses (tuition, mandatory fees, instruments) plus the school’s $17,250 average living allowance for Alton, IL. Not included: health insurance (about $2,583 a year if required) and the summer semester that the school lists separately (about $9,000 or more in years 1 to 3). The school publishes one table for all students. These are budgets for different years of study in one academic year, not a guaranteed future four-year price. They already include estimated living expenses.

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Your funding assumptions

Uses new professional-student limits from July 2026. Eligibility and any transition exception must be confirmed with your financial aid office.

YOUR ESTIMATE

$256,436

Total projected cost of attendance

Scholarships / savings
$0
Federal loans
$200,000
Remaining funding gap
$56,436
Debt at graduation*
$305,481
Estimated monthly payment*
$3,886

*Assumes the entire gap is financed privately, borrowing evenly through each year, no school-time payments and 10-year repayment after graduation. Simple interest estimate; excludes additional loan fees and prior debt. Interest rates are editable assumptions, not lender offers. A funding gap does not guarantee private loan approval.

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Your plan, year by year

YearTotal budgetScholarships / savingsFederal loansFunding gap
1$70,715$0$50,000$20,715
2$68,078$0$50,000$18,078
3$60,256$0$50,000$10,256
4$57,387$0$50,000$7,387

Planning estimate, not a financial aid award. Updated October 2, 2026. Read our sources and methodology.