University of Kentucky College of Dentistry
See the full education budget, the amount federal loans could cover and the funding gap to plan for.
Visit the school website ↗Make this budget yours
Off-campus budget: tuition and fees, curriculum expenses, food and housing, books, travel, personal expenses and loan fees. On-campus totals are $4,428 lower each year. These are budgets for different years of study in one academic year, not a guaranteed future four-year price. They already include estimated living expenses.
Read the university’s budget ↗Your funding assumptions
Uses new professional-student limits from July 2026. Eligibility and any transition exception must be confirmed with your financial aid office.
$329,426
Total projected cost of attendance
- Scholarships / savings
- $0
- Federal loans
- $200,000
- Remaining funding gap
- $129,426
- Debt at graduation*
- $392,696
- Estimated monthly payment*
- $5,087
*Assumes the entire gap is financed privately, borrowing evenly through each year, no school-time payments and 10-year repayment after graduation. Simple interest estimate; excludes additional loan fees and prior debt. Interest rates are editable assumptions, not lender offers. A funding gap does not guarantee private loan approval.
Explore funding optionsYour plan, year by year
| Year | Total budget | Scholarships / savings | Federal loans | Funding gap |
|---|---|---|---|---|
| 1 | $84,920 | $0 | $50,000 | $34,920 |
| 2 | $83,590 | $0 | $50,000 | $33,590 |
| 3 | $79,440 | $0 | $50,000 | $29,440 |
| 4 | $81,476 | $0 | $50,000 | $31,476 |
Planning estimate, not a financial aid award. Updated October 2, 2026. Read our sources and methodology.